Pundit Explains Why XRP Stands To Gain Big From | Crypto News
Ripple’s dollar-pegged stablecoin, Ripple USD (RLUSD), has spent the previous six months quietly turning into one of the fastest-growing belongings in the $160 billion stable-value sector, even though virtually all of its issuance still sits on a rival community, not the XRP Ledger. That dichotomy—95 % of the $455 million provide now lives on Ethereum—was the start line for a energetic weekend exchange on X between XRP pundit “Crypto Eri” and sceptics who questioned whether or not Ripple’s plans would ever benefit the XRP Ledger (XRPL) itself.
XRP’s Hidden Advantage?
“Ripple is a long-game player,” Eri wrote. “Its public statements to integrate smart contracts on the mainnet will eventually position RLUSD on XRPL as a more competitive stablecoin, with faster and cheaper settlements than Ethereum.”
The comment landed just days after Ripple switched on its EVM-compatible sidechain, bringing full Ethereum-style smart-contract performance to XRPL on 30 June 2025. More than 1,400 contracts had been deployed in the first week, according to developer telemetry, and the bridge is already dwell to 80 different chains through Axelar.
On-chain information underscore the stakes. RLUSD’s circulating provide rose by 47 % in June alone to $455 million, the quickest tempo among main stablecoins, with roughly $390 million now native to Ethereum after a four-fold growth since January. Only about $65 million stays on XRPL. That imbalance prompted one consumer to inform Eri that RLUSD’s utility “impacts ETH more than XRP.” She conceded the purpose—“correct, for now”—but argued demand would migrate once XRPL’s programmability and liquidity deepen.
Ripple’s strategy hinges on more than code. On 2 June the company utilized to the US Office of the Comptroller of the Currency for a national trust-bank constitution. A parallel submitting by its subsidiary, Standard Custody & Trust, seeks a Federal Reserve grasp account so that RLUSD reserves can ultimately sit at the central bank slightly than a correspondent establishment.
The timing aligns with the pending GENIUS Act, bipartisan laws that for the first time would impose a single federal regime on payment-stablecoin issuers. While the invoice’s $10 billion-asset threshold means RLUSD might stay under New York oversight for now, the applying positions Ripple to graduate into federal supervision voluntarily—a transfer CEO Brad Garlinghouse has known as a “new (and unique!) benchmark for trust in the stablecoin market.”
Eri underscored the constitution angle in her post: “The national banking license application, aligned with the GENIUS Act, secures a Federal Reserve master account … enhancing trust, expanding crypto financial and payment services, and removing the patchwork of state licenses, enabling continued scalability at lower cost.”
If the constitution is granted and RLUSD begins to migrate on-demand to XRPL, two flywheels favor the native token, analysts say. First, RLUSD remittances on XRPL would pay transaction charges in XRP, turning every greenback of stablecoin quantity into incremental demand for the asset Ripple still holds in massive portions. Second, the EVM sidechain lets decentralized-finance builders faucet RLUSD liquidity without leaving XRP’s low-cost consensus layer, doubtlessly reversing the circulate of customers and liquidity that has so far moved toward Ethereum.
“These calculated steps in the $$$$$-dollar stablecoin market give the digital asset XRP enormous potential, but require more time to unfold,” Eri argues.
For now, RLUSD’s growth is still pushed by Ethereum’s DeFi financial system, and sceptics like consumer “sammie” insist “it’s always going to be like this.” Eri’s closing reply was succinct: “Let’s see. I know we’ll be touching base often!”
That brevity captures both the promise and the uncertainty forward. Technical rails are in place; regulatory functions are filed. Whether capital, compliance, and market demand will converge shortly enough to shift billions of RLUSD onto XRPL—and in flip raise XRP’s utility—stays the multi-billion-dollar query.
At press time, XRP traded at $2.27.
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