XRP To $100? Ex-Ripple CTO David Schwartz Weighs | Crypto News
Ex-Ripple CTO David “JoelKatz” Schwartz pushed back on viral XRP price calls, arguing that today’s market price is already a referendum on how a lot credible capital truly believes in a near-term path to $100. His feedback also spilled into a broader dialogue about XRPL economics and scaling tradeoffs that, in his view, get misplaced in the hype cycle.
Can XRP Reach $100?
Schwartz was responding to an X consumer urging him to inform “xrp supporters” that XRP “can’t and received’t go to 50-100$,” warning that “So many people get poor with investing in xrp.” Schwartz declined to make an absolute declare, but framed the talk in probabilistic phrases, pointing to his own historical past of being shocked by crypto’s upside.
“I don’t feel comfortable saying something like that,” Schwartz wrote. “While I don’t think it’s likely, I didn’t think it was likely that XRP would ever hit $0.25. I started selling XRP at $0.10 because it seemed insane. I remember when bitcoin hitting $100 seemed like an impossible dream.”
Rather than debating narratives, Schwartz provided a market-math thought experiment: if rational traders actually believed there was a significant probability of XRP reaching $100 within a few years, the current price wouldn’t sit far below double digits for long.
“If many rational people believed that there was a 10% chance that XRP hit $100 within a few years, they definitely wouldn’t sell very much today at much less than $10,” he said. “Those with that belief would quickly buy up most of the XRP, because they’d value it more highly than those without that belief, and soon the supply of XRP well below $10 would dry up.”
Schwartz then drew his conclusion from the hole between the hypothetical and the tape. “That the current trading price is well below $10 shows that there aren’t very many people who really think it has a 10% chance of hitting $100 within a few years with enough confidence to put their money where their mouth is,” he wrote, including: “So anyone who says otherwise is not telling the truth.”
He emphasised that readers can “do that same math” with different odds, time frames, and goal costs. In a ultimate notice, Schwartz argued his baseline assumption is that crypto markets are “rational most of the time,” with major bull runs usually catalyzed by “unpredictable external changes,” quite than widely telegraphed certainties.
In a separate reply, Schwartz revisited an older well-known X post by himself where he said that XRP “can’t be cheap.” Asked what he meant by this, he answered: “It means that a low price for XRP actually makes it more expensive to use for payments and exchanges.”
The implication is mechanical: if XRP’s price is decrease, more items are required to symbolize the same worth in flight, doubtlessly impacting how the asset is used across cost and exchange flows.
Scaling The XRP Ledger
Schwartz also addressed considerations about XRPL throughput after a consumer questioned whether or not “1500 per second (theoretical) is sufficient,” asking about methods to increase on-chain transactions per second. Schwartz said increased TPS is feasible, but warned that most approaches shift prices onto node operators.
“There are ways, but I don’t think you really want to,” he wrote. “Almost any way you do it imposes costs on everyone who runs a node. They have to receive more transactions, process and store more transactions, and relay more transactions to others.”
He argued that decentralization strain reveals up when node prices rise without a matching benefit, and recommended a different optimization goal: “This is why I think it makes more sense to try to increase the value of each transaction rather than trying to increase the number of transactions you can support.” With XRPL charges “so low,” he added, many transactions are “very low in value,” leaving room to “get more useful transactions on XRPL, even crowding out the worthless ones,” before throughput turns into the binding constraint.
At press time, XRP traded at $1.76.
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