Ripple CTO Drops Bombshell: XRP At The Core Of | Crypto News
According to the Ripple chief technology officer, a quantity of banks have began to undertake XRP for funds and one deliberate bank tied to Ripple will run fully on the XRP Ledger.
That declare comes as Ripple seeks a New York banking constitution, a Federal Reserve grasp account, and says it can conform with ISO 20022 messaging requirements used by major banks.
Reports have disclosed that these steps intention to make the token useful for large-scale settlement work.
Banks Begin Real-World Use
DBS and Franklin Templeton signed a memorandum of understanding this week to work on tokenized trading and lending merchandise, experiences disclosed. Franklin Templeton’s sgBENJI, a US greenback money market fund token, is launching on DBS Digital Exchange.
Ripple’s RLUSD stablecoin is getting used to assist trading exercise and is reported to be valued at almost $730 million. DBS is also exploring the acceptance of sgBENJI as repo collateral, which might add liquidity for tokenized property. Lim Wee Kian of DBS said the transfer is a step toward offering institutional-grade digital asset providers.
RIPPLE CTO CONFIRMS, BANKS HAVE BEGUN INTEGRATING #XRP, REVEALING THAT RIPPLE BANK WILL RUN 100% ON THE XRP LEDGER, DRIVING ALL PAYMENTS AND UNLOCKING TRILLIONS!
TRILLIONS OF DOLLARS ARE READY TO FLOOD THE XRP LEDGER. POWERED BY REAL TOKEN, SET TO TOKENIZE THE WHOLE REAL… pic.twitter.com/M1tsWvuXIf
— JackTheRippler © (@RippleXrpie) September 19, 2025
Stablecoins, Custody, And Switching Between Assets
According to Nigel Khakoo of Ripple, the system makes it simpler to transfer between stablecoins and yield-generating tokens within a single setup. Franklin Templeton said it chosen the XRP Ledger for value and pace causes, and for its function in scaling tokenized securities.
Reports also title BNY Mellon as the custodian for reserves backing RLUSD, a element that underlines the institutional angle Ripple is pushing.
Regulatory And Infrastructure Moves
The token’s momentum follows legal and regulatory shifts in the US after Ripple’s long combat with the SEC. Reports be aware that more than 20 spot XRP ETFs are under consideration, a issue that may pull large institutional capital into the market.
The Depository Trust & Clearing Corporation — which handles up to $4 quadrillion in settlements a yr — has talked about tokenization in its planning paperwork, and researchers level out how tokenized settlement rails may change back-office flows if adopted widely.
The XRP Endgame: Everything Is Aligning at Once
What I’m about to lay out isn’t hype, it’s a map of tectonic shifts converging around Ripple & $XRP.
If you don’t see the magnitude after this thread, you’re not paying consideration. pic.twitter.com/FZRCjDd0Re
— Pumpius (@pumpius) September 16, 2025
Momentum Meets Caution
Banks are said to be transferring slowly. Early integration assessments and compliance checks are still under manner. Industry sources say the mixture of custody preparations, stablecoins, and ledger-based settlement may unlock multi-trillion-dollar flows if real-world tokenization proves dependable. But those sources also warn that large-scale adoption will take time and cautious risk controls.
Without a doubt…and it’s not a perception. It will.
I do know, I do know. Some people always say : let’s cross ATH first.
But that’s not the purpose.
When articles said Bitcoin will attain $1M people said let’s attain $1000 first.
Look at the price today. And many remorse not holding a… https://t.co/DHtcauZGFt
— Xena XRP (@XenaXrp) June 25, 2025
Speculation On Prices
XRP at the moment trades around $2.8. Market chatter has heated up since the token rose almost 600% between November 2024 and January 2025.
Some analysts forecast a transfer to $50; others, like Edoardo Farina of Alpha Lions Academy, have floated $100. A handful of commentators focus on targets at $1,000. A small vocal group even claims $10,000 is feasible.
One neighborhood pundit identified as Xena said she believes it can attain that stage “without a doubt,” a remark that highlights how a lot optimism lives alongside technical and regulatory progress.
Featured image from Meta, chart from TradingView
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